Jadi begini ceritanya teman-teman… Tadi pagi aku ke BCA mau buka rekening baru. Pas mau ambil nomor antrian, ditanyain dulu sama si bapak satpam yang jaga, apa keperluanku. Ya aku jawab aja mau buka rekening baru. Trus dia nanya lagi aku punya KTP Jakarta gak… Hehehe berhubung aku termasuk salah satu orang yang males ngurus soal begituan jadi sampe sekarang aku masih belum punya KTP Jakarta nih :mrgreen: *tengok kanan-kiri ada orang kelurahan gak ya yang lagi ngintip blogku :lol: *

Karena aku gak punya KTP Jakarta, si bapak satpam itu bilang aku harus bawa surat rekomendasi juga dari kantorku. Ouuchhh heuheuheu males banget kan kalo mesti balik lagi trus ngurus surat dulu ke HRD. Ya emang dasar akunya juga siihhh sebenernya dulu waktu mau buka rekening di LippoBank diminta syarat begitu juga, dan sebenernya aku pun udah curiga jangan-jangan di BCA ditanyain nih :lol: tapi aku pikir bisa juga kali pake slip gaji aja, kalo ada slip gajinya kan otomatis udah pasti beneran kerja di kantor itu dong Hehehe tapi dasar Nisa yang sotoy, ternyata gak boleh pake slip gaji boooo :roll:

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So, you are planning to buy your perfect house or commercial property but don’t know what your options are in the mortgage department.

Well, there are tons to choose from and they are all tailored to your specific needs. If you have a great job and money isn’t an issue, you can make higher payments and possibly pay off your loan in as little as 10 to 15 years. But what if you don’t? Well then, maybe applying for a mortgage is one good alternative for you.

What is a mortgage anyway? Mortgage is a loan where you are using your house as collateral. The difference between this and a normal loan is that your house becomes your backup just in case something happens and you are unable to continue payments.

There are two basic kinds of mortgage rates you can choose, depending on your situation, the fixed rate and the adjustable rate. These rates are also varying depending on where you live. US mortgage rates might be different from mortgage rates in Canada or other countries. Just make sure you make a deal with a professional mortgage broker that can help you decide which one is best and also get the best mortgage interest rates.

IM = Internet Marketing & MLM = Multi Level Marketing. Samakah?? Perasaan sih dari judulnya aja udah keliatan beda deh yaaaa tapi aku baru tau ternyata ada beberapa (beberapa ini yang aku tau aja, jadi ada kemungkinan sebenernya banyak orang) yang menganggap IM itu sama dengan MLM. Lha kok bisa? Gak tau juga yaaaa aku juga bingyung :mrgreen: Tapi kalaupun sama juga so what gitu looohh??? Asal halal dan bisa membuat hidup kita lebih hidup (lho kok kayak iklan? :lol: ) ya kenapa nggak?

Intinya aku disini cuma mau klarifikasi aja… dengan tanpa mengurangi rasa hormat dan tanpa maksud membanding-bandingkan atau mengatakan bahwa salah satu lebih baik dari yang lain (karena ini sih murni soal pilihan dan cocok2an sama masing2 orang)… IM itu beda lho sama MLM Walaupun kita juga bisa jalanin bisnis MLM melalui internet, tapi bukan berarti Internet Marketing itu sama dengan MLM. MLM (yang dilakukan secara online lewat internet) itu hanya sebagian kecil dari berbagai macam bisnis yang bisa kita jalankan di internet, tapi juga nggak semua MLM itu dijalankan melalui internet.

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If you feel you’re currently trapped in the sea of business debt problems, maybe you should start thinking of getting unsecured business loans as a solution. But once you decided to get the loans, make sure that you pick the right business loan consultant so you can get the lowest interest rates possible for your business loan, either small business loans or a bigger ones.

One of the best business loan consultants available to help you is AfsLoansOnline, a reputable company that will help you determine how much you can qualify for and also help you get the best interest rates with quick approval, no hidden charges, and no application fee. Just visit the site for further information and I hope you’ll find the best solution for your business debt problems.

Wanna make more friends and try something new? Well, good news for you, here I’ve got a new alternative to make friends. Ever heard about chat lines? If you haven’t, then you should try this out.

With this chat line service, you can have free chat with people in your local area and also outside the US. Just visit the site and find the local phone chat lines in your area.

Last but not least, they’ve also got the adult chat service as well, but this is only for people above 18 years old

Trick or Treat..!!! Yup, that’s what children keep saying over and over again every Halloween night on October 31st, knocking every neighbors’ door asking for trick or treat. People are wearing Halloween costume at that night. Some look scary, some look funny, some look silly, but there are some other that looks pretty. Pretty Halloween costumes?? Why not? Halloween costume doesn’t have to be scary, does it?

Halloween costumes can be anything that is unique and you feel fun wearing it. But don’t forget to think about Halloween costume safety as well when choosing your costume. It looks like small matter, but important. For example, wearing a costume with knives everywhere and bleeding look would be “so Halloween”, but hey… watch out for the people near you fellow, they can get hurt by your knives!

Honestly I don’t really know about the history of this Halloween tradition, because it’s not really a tradition in my country. All I know is just every October 31st people are dressed up with Halloween costume and have some party with their family and friends. But even though Halloween is not really a tradition here, many people in my country are celebrating and making Halloween party as well on October 31st. Just for fun, and yeah it’s a real fun!

I myself had my first Halloween party when I was in high school. The costume I wore?? I couldn’t really say what the theme actually was, because I was just mixed it up. I remember I was all in black: black blouse, black skirt, and covered with black-Dracula robe on the outside Then I also use dark make-up—smokey eyes, dark lipstick… Well, should I say it was a Dracula costume? I don’t know, but I didn’t feel like a Dracula at that time Argh, if only I still had the picture of it, maybe you could tell me what costume actually that was :lol: